Plan Sponsor Newsletter
FALL EDITION 2016
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People need to save more for retirement

Our annual survey indicates multiple financial burdens, and limited resources get in the way.

For three years, John Hancock has been asking participants about their financial lives in our annual Financial Stress Survey, to learn more about the causes of financial stress and how it impacts saving for retirement.

What we learned three years ago remains true today. People are concerned about retirement, but more immediate needs keep them from saving. They need help managing their overall financial picture to alleviate the stress and enable saving for retirement.

There is some encouraging news in this year’s survey, but there’s still room for improvement.

  1. Financial conditions and stress are improving, but the stress isn’t going away.
  2. Retirement is still #1 on the list of financial worries.
  3. People need a nudge, and we can extend our nudge beyond enrollment to help them.
  4. Adults engage when communications are targeted and provide concrete news they can use.
  5. People want holistic advice, both in person and online.

In 2017, we will provide more information about retirement stress and how John Hancock can help relieve some of the stress.

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People need to save more for retirement

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John Hancock Life Insurance Company (U.S.A.) (John Hancock USA), and John Hancock Life Insurance Company of New York (John Hancock New York) are collectively referred to as "John Hancock".

To obtain group annuity investment option Fund sheets and prospectuses for each sub-account's underlying investment vehicle call 1-800-574-5557. for a plan sponsor with a plan domiciled in New York, for a plan sponsor with a plan domiciled in all other states call 1-800-333-0963. These documents contain complete details on investment objectives, risks, fees, charges and expenses as well as other information about the underlying investment vehicle, which should be carefully considered. Please read these documents carefully prior to investing.

This document is provided by John Hancock for informational purposes only, and while every effort is made to ensure the accuracy of its contents, it should not be relied upon as being tax, legal or financial advice. Neither John Hancock, nor any of its affiliates, representatives, employees, or agents provides tax, financial or legal advice.

Group annuity contracts and recordkeeping agreements are issued by John Hancock Life Insurance Company (U.S.A.), Boston, MA (not licensed in New York) and John Hancock Life Insurance Company of New York, Valhalla, NY. Product features and availability may differ by state.

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